Home › Calculators by Country › India

🇮🇳 India Calculators

PPF, EPF, NPS, Gratuity, FD, RD, and GST — personal-finance calculators built around India's actual rates, slabs, and formulas.

🇮🇳 7 New Calculators 💰 Personal Finance ✓ 100% Free
🇮🇳

India's personal finance system runs on its own set of savings schemes and tax rules — PPF and EPF for retirement savings, NPS for market-linked pensions, Gratuity for long-service payouts, FDs and RDs for guaranteed returns, and GST for everyday transactions. This page brings together every India-specific calculator on Your Calculator Hub, each built around current official rates (PPF at 7.1%, EPF at 8.25%, and GST's post-reform 0/5/18/40% slabs, as of September 2026) rather than generic, one-size-fits-all formulas.

Also useful for India: several of the site's generic financial calculators — like Income Tax, HRA, SIP, and Mortgage — work just as well for Indian numbers. We've linked the most relevant ones below.

Frequently Asked Questions

Are these calculators updated for the latest rates?

Each calculator defaults to the current official rate at the time it was built — for example, PPF at 7.1% (Jan–Mar 2026 quarter) and EPF at 8.25% (FY 2025-26) — and lets you edit the rate yourself, since government rates are revised periodically.

What's the difference between PPF, EPF, and NPS?

PPF is a voluntary 15-year government savings scheme open to anyone. EPF is a mandatory retirement scheme for salaried employees, with matching employer contributions. NPS is a voluntary, market-linked pension scheme with no guaranteed return but potentially higher long-term growth.

Does the GST Calculator handle both intra-state and inter-state sales?

Yes. For intra-state sales, it splits the GST amount into CGST and SGST. For inter-state sales, it shows the full amount as IGST — matching how GST is actually itemized on Indian invoices.

India Calculators — Completely Free

Built around India’s actual PPF, EPF, NPS, Gratuity, FD, RD, and GST rules.

7
India Calculators
8
Also Useful
100%
Free