How Zakat Is Calculated
Zakat is an obligatory annual charity in Islam, due at 2.5% of a Muslim's qualifying wealth once it has been held for a full lunar year and exceeds the nisab (minimum threshold). Qualifying wealth includes cash, bank balances, gold and silver, business inventory, and investments — minus short-term debts due.
Zakat Due = 2.5% × Zakatable Wealth, only if Zakatable Wealth ≥ Nisab
The Official 2026 Nisab Figure
This calculator defaults to Rs 503,529, the nisab value officially announced by the Government of Pakistan for Ramadan 2026 (Islamic year 1446-1447 AH), used for the annual compulsory Zakat deduction on Pakistani savings and profit-and-loss sharing bank accounts under the Zakat and Ushr Ordinance 1980. This figure is based on the value of silver and is re-announced every year before Ramadan, so you can edit it if a newer figure has since been published, or if you calculate your own nisab using current gold or silver prices.
Gold vs. Silver Nisab
Islamic jurisprudence recognizes two nisab thresholds: 87.48 grams of gold, or 612.36 grams of silver. Since silver is worth less per gram than gold, the silver-based nisab is lower, making more people liable to pay Zakat — which is why Pakistan's official Zakat Ordinance uses the silver-based figure.
❓ Frequently Asked Questions
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📅 Last Updated: September 2026.