Are these financial calculators free to use?

Yes. Every calculator on this page is completely free, with no sign-up, subscription, or hidden fees, and you can use them as many times as you need.

How accurate are the results?

Each calculator uses standard financial formulas, the same ones lenders and financial planners rely on, based on the numbers you enter. Results are estimates meant for planning and comparison; confirm final figures with your bank or lender before making a decision.

Which calculator should I use to plan a mortgage?

Start with the Mortgage Calculator for your monthly payment, use the House Affordability Calculator to check what price range fits your budget, and the Amortization Calculator to see how your loan balance decreases over time.

Germany Calculators - Brutto-Netto-Rechner, Grunderwerbsteuer & Rente

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Germany-Specific Calculators

3 calculators

Brutto-Netto-Rechner New Grunderwerbsteuer Calculator New German Pension Calculator New

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Also Useful in Germany

6 calculators

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Frequently Asked Questions

Are these calculators updated for 2026?

Yes. The Brutto-Netto-Rechner uses the enacted 2026 §32a EStG income tax formula, the 2026 solidarity surcharge threshold, and 2026 social insurance rates and contribution ceilings. The Grunderwerbsteuer Calculator uses each state's current 2026 rate. The Pension Calculator uses the 2026 Durchschnittsentgelt (€51,944) and the Rentenwert in effect since July 2026 (€42.52).

Does the Brutto-Netto-Rechner match my exact payslip?

It's a close estimate for Steuerklasse I (single) and married joint filing, but doesn't model every one of Germany's six Steuerklassen or all special payroll circumstances. For your definitive figure, check your Lohnsteuerbescheinigung or ask a Steuerberater.

Why does Grunderwerbsteuer vary by state?

Since a 2006 federalism reform, each of Germany's 16 Bundesländer sets its own real estate transfer tax rate, which is why the calculator asks you to select your state rather than applying one national rate.

🇩🇪 Germany Calculators